§ R.1 — Data
POPIA-Compliant

POPIA-compliant
by design.

All personal data processed by Arkhive — including biometric identifiers and banking credentials — is handled under the Protection of Personal Information Act (POPIA, Act 4 of 2013). Encrypted in transit and at rest, retained only as long as the law requires.

§ R.1.1 — At a Glance

What we hold, why we hold it, and how long.

01 / Collected

What we collect

Government-issued ID, facial biometric template, banking credentials, transaction history, contact details. The minimum required to verify and pay you.

02 / Purpose

How we use it

Identity verification (KYC/AML), payment release, regulatory reporting, fraud prevention, and platform improvement. Never sold or rented.

03 / Storage

How it's secured

AES-256 encryption at rest, TLS 1.3 in transit. Biometric templates stored as one-way hashes — the original face image is never retained.

04 / Retention

How long we keep it

Five years post-account-closure (FICA requirement), then permanently purged from primary and backup systems within 90 days.

§ R.1.2 — Your Rights

You own your data. Always.

01

Access

Request a complete export of every record we hold on you. Delivered as a structured archive within 30 calendar days.

POPIA §23
02

Correction

Inaccurate records can be amended on request. Material corrections (e.g. name, ID) require supporting documentation under FICA.

POPIA §24
03

Deletion

Request erasure once the regulatory retention period has elapsed. Active accounts cannot be deleted while open transactions exist.

POPIA §24
04

Objection & Portability

Object to specific processing or request your data in a portable, machine-readable format for transfer to another provider.

POPIA §11(3)
§ R.1.3 — Information Officer

Lodge a query or complaint.

Arkhive's appointed Information Officer reviews every POPIA request and complaint within 5 business days. Escalations may be raised with the Information Regulator of South Africa.

Information Officer
privacy@arkhive.co.za
All POPIA-related correspondence routed here.
Information Regulator (SA)
inforeg@justice.gov.za
For complaints unresolved by Arkhive.